payment gateway integration FAQs

Question 1

Which payment gateways do you integrate in India?

Accepted Answer

We integrate Razorpay (most common for Indian businesses), Cashfree, PayU, CCAvenue, Instamojo, Stripe (for international transactions), and PayPal. Gateway recommendation depends on your transaction volume, payout requirements, international payment needs, and marketplace payment splitting requirements.

Question 2

How much does payment gateway integration cost in India?

Accepted Answer

Payment integration in India ranges from ₹40,000 for a standard single-gateway checkout integration to ₹2,50,000 for complex marketplace payment systems with split payments, subscription billing, escrow, and multi-currency support.

Question 3

Do you support UPI, net banking, and EMI payments?

Accepted Answer

Yes. UPI (Razorpay, Cashfree), net banking, card payments, wallets (Paytm, PhonePe), and EMI options through card networks and NBFC partnerships are all standard in Indian payment gateway integrations. We configure all payment methods appropriate for your customer base.

Question 4

Do you build subscription and recurring billing?

Accepted Answer

Yes. Recurring billing integration for SaaS, membership, and subscription businesses includes subscription plan management, trial periods, billing cycle automation, dunning workflows for failed payments, prorations for plan upgrades, and customer subscription management interfaces.

Question 5

How do you handle marketplace split payments?

Accepted Answer

We implement Razorpay Route or Cashfree Marketplace for multi-party payment splitting - automating commission deduction and vendor payouts within the payment flow. This is more reliable than manual reconciliation and processes payouts at scale without operational overhead.

Question 6

Is the integration PCI DSS and RBI compliant?

Accepted Answer

Yes. We follow secure payment integration practices including tokenization (never storing card data on your servers), using gateway-hosted payment pages or SDK-based flows for PCI scope minimization, and adhering to RBI guidelines on payment aggregator and payment gateway usage.

Question 7

Do you work with businesses in Mumbai and Pune?

Accepted Answer

Yes. We integrate payment systems for startups and established businesses across Mumbai and Pune - including eCommerce stores, SaaS platforms, marketplaces, and mobile apps.

Payment Integration